Terms of Service & Conditions

No Lender; Information Service

Loan Bridge Solutions is not a lender, broker, or credit counseling agency unless explicitly stated. We connect consumers with third-party lenders and debt-relief providers. We do not guarantee approval, specific rates, terms, or outcomes.

Eligibility (18+)

You must be at least 18 years of age and a U.S. resident to use our services, submit a request, or opt in to SMS messaging. By using the site, you represent and warrant that you meet these requirements and that you agree to provide accurate, current, and complete information.

Consent to Contact

By submitting your information, you authorize Loan Bridge Solutions and its partners to contact you by phone and email about your inquiry. SMS/text messaging is optional and only available through the web chat widget on our homepage. If you provide your mobile number through the chat widget, you authorize Loan Bridge Solutions to contact you by SMS/text message, including through automated technology, at the number you provide. SMS consent is not required to submit a form or make a purchase. Message and data rates may apply. Text STOP to opt out of SMS.

SMS / Text Messaging Program Terms

LOAN BRIDGE SOLUTIONS LLC sends both customer care and promotional SMS messages to individuals who opt in through the web chat widget on our homepage at https://loanbridgesolutions.com. You must be 18 years of age or older to use our SMS program.

Program description. The Loan Bridge Solutions SMS program sends text messages related to your loan or debt-relief inquiry. Messaging use cases include:

• Marketing/Promotional SMS: promotional offers, updates, and information about our services.
• Transactional/Customer Care SMS: debt-relief consultation communications such as appointment reminders, application status updates, document requests, follow-ups, and servicing notifications.
• One-time passcodes and identity verification.
• Customer service responses and account notifications.

Opt-in. You opt in to receive recurring text messages from Loan Bridge Solutions by providing your mobile phone number through the web chat widget on our homepage. Providing your phone number through the chat widget expressly consents to receive text messages, including messages sent using automated technology, at the number provided. SMS consent is not required to submit a form or make a purchase. You must be 18 or older and the account holder (or have the account holder's permission) for the mobile number you submit.

Message frequency. Message frequency varies based on your inquiry and account activity.

Message and data rates. Message and data rates may apply depending on your wireless carrier and plan. Check with your carrier for pricing details. Loan Bridge Solutions does not charge for the messages themselves.

Opt-out — Text STOP. You can cancel the SMS service at any time by texting STOP to any message you receive from us. After you send STOP, we will send a final confirmation message and you will no longer receive SMS messages from us. To rejoin, sign up again as you did initially or text START.

Help — Text HELP. For help at any time, reply HELP to any message, email info@loanbridgesolutions.com, or call (714) 699-9599.

Supported carriers. The program is supported on all major U.S. carriers, including AT&T, T-Mobile, Verizon Wireless, Sprint, Boost, U.S. Cellular, MetroPCS, Virgin Mobile, and Cricket, among others.

Carrier liability disclaimer. Carriers, including but not limited to T-Mobile, are not liable for delayed or undelivered messages. Loan Bridge Solutions and the participating wireless carriers are not responsible for any delays, failures, or errors in the transmission or delivery of text messages.

Privacy. Mobile information and SMS opt-in consent (including phone numbers collected for SMS) will not be shared, sold, rented, or transferred to third parties or affiliates for marketing or promotional purposes. For full details on how we collect, use, and protect your information, see our Privacy Policy.

No Credit Impact for Rate Checks

Initial rate inquiries use a soft credit pull and do not affect your credit score. A formal application with a lender may result in a hard credit inquiry.

Intellectual Property

All content on this site, including text, graphics, logos, and software, is the property of Loan Bridge Solutions or its licensors and is protected by U.S. and international copyright laws. You may not reproduce or distribute content without permission.

Disclaimer of Warranties

The site and services are provided "as is" and "as available" without warranties of any kind, express or implied. We do not warrant that the site will be uninterrupted, error-free, or free of harmful components.

Limitation of Liability

To the fullest extent permitted by law, Loan Bridge Solutions is not liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the site or services.

Third-Party Links

Our site may contain links to third-party websites. We are not responsible for the content, policies, or practices of those sites.

Governing Law

These Terms are governed by the laws of the State of California, without regard to its conflict-of-law principles. Any disputes will be resolved in the state or federal courts located in California.

Changes to These Terms

We may update these Terms at any time. Changes are effective when posted on this page. Your continued use of the site constitutes acceptance of the revised Terms.

Contact

Questions? Email info@loanbridgesolutions.com or call (714) 699-9599. See also our Privacy Policy.